[V769.Ebook] Free PDF Financial Miseducation of the Poor and Middle Class: The Index Universal Life Umbrella, by Dr. Marshall James Cowell

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Based on historical facts, Dr. Cowell believes the wealthy (top 1%) are getting ready to take every penny the American people have and we will not see it coming. The Top 1% will accomplish their goals through using the government and controlling how policies and rules will be regulated and dictated. In Dr. Cowell’ book, he provides evidence using the power of the Index Universal Life Insurance Policy. This will be the financial tool to protect the poor and middle class. He believes that 98% of Americans today accept as truth that an insurance policy is only use for burial of their love ones. But the wealthy uses it to obtain and control their wealth. If we do not follow the forever changing rules to investments, we will become enslaved at a greater number than before!!! Debt has no color, age, or number!!! But the top 1% will use race, entertainment, television and political misunderstanding as distractions. Changing laws and regulations to remove the protective umbrella of the Constitution away from the American people by enslaving them through debt. You will be left to defend for yourselves. TIME Magazine Feature back in October 19, 2009: Why It’s Time to Retire the 401(k). Understand that the system is design to keep people in debt so that others with the financial powers can rule over them. Time for the American people to understand what the Rule of 72 and the power of using it to become debt free. Your Bottom Line starts here today. Financial education from Main Street to Wall Street protecting the next generation of poor and middleclass leaders to run our country for the people and by the people.

• Sales Rank: #1029329 in Books
• Published on: 2017-02-24
• Original language: English
• Dimensions: 11.00" h x .33" w x 8.50" l,
• Binding: Paperback
• 144 pages

About the Author
Dr. Marshall James Cowell was born in Phenix City Alabama and is a certified Heath and Life Insurance agent in the state of Texas. He currently teaches at Park University on International Business and does seminars on Death, Dying, and Bereavement. He also conducts seminars on financial education when needed and is a member of the World System Builders. Dr. Cowell’s professional education has a doctorate in Global Business and Leadership with California InterContinental University, Master’s in Leadership with Southwestern, and a Bachelor’s with Mid America Christian University. He completed 20 years of military service with the United Sates Army and currently resides in El Paso, TX. His current goals in life is educating the poor and middle class in achieving financial success. Ensuring that the communities pass that success from one generation to the next generations by each one teaching one principles.

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This is what I have been looking for. Tell ...
By Amazon Customer
This is what I have been looking for. Tell the American people the truth about our financial system and the wisest way to invest our hard earned money. Thank you.

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[Q345.Ebook] Ebook Download Friday on My Mind, by Nicci French

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• Sales Rank: #1120133 in Books
• Published on: 2015-07-02
• Original language: English
• Number of items: 1
• Dimensions: 9.21" h x 1.06" w x 6.02" l, 1.08 pounds
• Binding: Paperback

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0 of 0 people found the following review helpful.
Not the Best in the Series
By Faith Miller
I am a big fan of the Nicci French duo and of Frieda Klein, however, the premise behind this book is not credible and detracts from the enjoyment of the book. Based on very little evidence, Frieda is being charged with the murder of her ex-boyfriend, Sandy. Without any attempt by the police to establish means, motive or opportunity, Friedas' lawyer suggest she plead guilty to manslaughter. It is never plausible that Frieda might have committed the crime nor is it plausible that based on the quite possibly planted evidence, the police would have felt the case was closed and the state plan to bring her to trial.

Once you get over the fact the story doesn't make much sense, it's enjoyable to spend time with Frieda and her friends, as it always is.

1 of 1 people found the following review helpful.
Enjoying this series with Frieda et al. I am ...
By Virgo
Enjoying this series with Frieda et al. I am hooked, what will be the outcome of the sinister character lurking in the background.

0 of 0 people found the following review helpful.
A typical Freida Klein story with twists all the way ...
By Jane Bentley
A typical Freida Klein story with twists all the way through and an ending which makes you want to read the next in the series

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[T814.Ebook] Ebook Download The Mind's Machine: Foundations of Brain and Behavior (Looseleaf) 1st edition

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• Published on: 1705
• Binding: Loose Leaf

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[I736.Ebook] Free PDF Transport (Transport 1), by Phillip P. Peterson

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"Transport? Transport wohin, Sir?", fragte Russell skeptisch. "M�glicherweise direkt in die H�lle", antwortete General Morrow.

Vor der K�ste Kaliforniens wird ein au�erirdisches Artefakt geborgen, das Menschen zu anderen Sternensystemen transportieren kann. Der zum Tode verurteilte Russell Harris und neun andere H�ftlinge bekommen als Versuchspersonen f�r den Teleporter die Chance, ihr Leben zu retten. Doch das Unternehmen entpuppt sich als gnadenloses Todeskommando, nachdem der erste Freiwillige auf grauenhafte Weise stirbt. Russell und seinen Kameraden wird klar, dass sie das Projekt nicht �berleben werden. Der einzige Ausweg besteht darin, das Geheimnis des Artefakts zu l�ften. Aber auch das scheint hoffnungslos - denn von den Erbauern fehlt jede Spur.

• Sales Rank: #168330 in Audible
• Published on: 2015-05-28
• Format: Unabridged
• Original language: German
• Running time: 425 minutes

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1 of 1 people found the following review helpful.
Fermi's paradox (again).
By Wayne Robinson
The American military discovers a sphere on the Pacific Ocean seafloor which transports humans thousands of light years to other star systems. It's tried twice by astronauts, one of whom lands on an airless asteroid and survives and the other dies instantly and terribly on a neutron star. So the American President orders 10 condemned prisoners to be offered a pardon if they 'volunteer' for and survive ten missions each using the sphere.

It's a good read. Well put together. Perhaps not quite as good as the author's second book 'Paradox'. About the right length, and with a slightly surprising ending.

1 of 1 people found the following review helpful.
gro�artig und kurzweilig
By D. Freyer
Leider etwas kurz, aber wunderbare Science-Fiction f�r ein paar Stunden Lesespass. Genau das richtige, wenn einem mal wieder nach einem alleinstehenden Roman ist.

0 of 0 people found the following review helpful.
Five Stars
By J. S.
Good Book

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[K670.Ebook] Download Ebook The Difference Maker: Making Your Attitude Your Greatest Asset, by John C. Maxwell

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What can make the difference in your life today? How can two people with the same skills and abilities, in the same situation, end up with two totally different outcomes? Leadership expert John C. Maxwell says the difference maker is attitude. For those who have ever wondered what may be separating them from achieving the kind of personal and professional success they’ve always dreamt of, Dr. Maxwell has some words of insight: “Your attitude colors every aspect of your life. It is like the mind’s paintbrush.”

In The Difference Maker, Maxwell shatters common myths about attitude―what it can do for you and what it can’t. Showing you how to overcome the five biggest attitude obstacles, Dr. Maxwell teaches the skills you need to make attitude your biggest asset. Most importantly, you’ll learn not only how to develop an attitude that will have a tremendous impact on career, family, and daily living, but also how to maintain that attitude for the rest of your life.

• Sales Rank: #86603 in Books
• Brand: HarperCollins Christian Pub.
• Published on: 2006-08-27
• Released on: 2006-08-27
• Format: Large Print
• Original language: English
• Number of items: 1
• Dimensions: 7.87" h x .75" w x 5.24" l, .55 pounds
• Binding: Hardcover
• 208 pages

Features

• Hardback w/dust jacket

About the Author

John C. Maxwell, the #1 New York Times bestselling author, coach, and speaker who has sold 25 million books, is called America’s #1 leadership authority. In 2014, Maxwell received the Mother Teresa Prize for Global Peace and Leadership from the Luminary Leadership Network, and was named the world’s most influential leadership expert by Inc. and Business Insider. His organizations—The John Maxwell Company, The John Maxwell Team, and EQUIP—have trained more than 5 million leaders in 188 countries. For more information visit JohnMaxwell.com.

 

Most helpful customer reviews

1 of 1 people found the following review helpful.
easy read, worthy applying
By L. Deutschendorf
Maxwell is masterful at squeezing an immense amount of helpful, practical advice into this short, easy-to-read, anecdote-filled book. Your attitude affects so much in your life, and it's one of the few things that you can actually control. A good attitude doesn't necessarily make good things happen to you, but it sure does help. Or you can easily set yourself up for failure by harboring a bad attitude, undermining your own efforts to succeed. Maxwell begins by wisely differentiating between what your attitude can and can't do for you, and concludes by covering five major attitude obstacles: discouragement, change, fear, problems, and failure. I'd recommend The Difference Maker to anyone that has an attitude, good or bad.

1 of 1 people found the following review helpful.
A good book to remind us why and how attitude can make a difference.
By Holmes1034
I would like to first state that this is the first book I read by Maxwell so I wasn't sure what to expect. I don't normally read a lot of books like these and also know that he's written quite a few so I intend to be selective about what I do read.

I enjoyed this book. Would I say it's changed my life radically? No, because I haven't made any purposeful application of it yet. Although it's easy for me to say that I know attitude makes a difference, it's nice to be reminded about how and why that is and I felt John did that very well. I found it refreshing that he states up front that while attitude can be a game changer, it's not everything. It changes the way we approach an issue. The book is, of course, a great reminder about the ways in which it is and can be but Maxwell demonstrates with examples why that is. I especially found his chapters on fear and failure to be insightful, especially when he discusses self-sabotaging behaviors that people commit.

In my opinion, if you sense or have ever been told that you need to change your attitude, you may want to start helping that by reading this book. Granted, it won't turn your world upside down but there are a lot of things in it I found to be thought-provoking about my own attitude and its affects on how I respond to challenges in life.

0 of 0 people found the following review helpful.
Another GREAT challenge
By Skip
Once again, John Maxwell offers insights & guidance about human nature. He challenges our thinking about ourselves and others. Then asks us to join him in life's struggles (opportunities). A GREAT read. "People get ready, there's a train a-comic's. You don't need no ticket. Just get on board."

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• Sales Rank: #2478858 in Books
• Published on: 1978-01-01
• Released on: 1978-01-01
• Original language: English
• Dimensions: 9.25" h x 1.65" w x 6.00" l,
• Binding: Paperback
• 730 pages

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4 of 4 people found the following review helpful.
Atoms and Molecules - The Single Best Reference
By David M Russell
I agree with the review of this text given by Robert Brown of Duke University. This text is the most comprehensive, complete and well-written single refernce on atomic and molecular theory that I ever worked with. Although I am not currently publishing in the field, I used it as a graduate student and later for extensive research in computational atomic physics.
It should be republished as soon as possible (Dover, are you listening?) - I, too, cannot believe that it is out of print and so hard to find. I am dying for the original hard copy, which seems to be impossible to find.
Perhaps the most outstanding feature of the book is that it presents an integrated account of angular momentum and other methods of atomic physics that is readable without "swamping" the reader with details and obscure notation. It also presents an excellent bridge between undergraduate quantum theory and relativistic quantum physics. Furthermore, it is an outstanding introduction for those wishing to do serious computational atomic or molecular physics. It does not "dumb down" the physics or mathematics for computational experts and provides a good grounding for those going on to specialize in the area.

3 of 3 people found the following review helpful.
Atoms and Molecules as an intro to quantum theory
By Amazon Customer
I can't believe that this book is out of print -- it is a classic.
Quantum Theory is difficult to learn under the best of conditions and with multiple books. Atoms and Molecules is an encyclopediac text on basic quantum theory through what I'd call advanced intermediate level quantum theory, clearly enough written for an undergraduate junior or senior physics major but intended for a graduate student in physics or quantum chemistry.
It has lovely presentations of basic quantum results, angular momentum theory in full detail, perturbation theory, and the basis of quantum chemistry. The first 2/3 of the book are great for physics students. The last 1/3 is more for quantum chemists or physics students interested in molecular and structural physics.
Anyway, all I can say is rats! I'm gonna have to see if I can find a used copy myself. It is an excellent reference and resource for teaching quantum theory and doing theoretical (quantum) physics research, and the library finally took the copy I'd had out for years back!
rgb

1 of 1 people found the following review helpful.
Excellent book!
By Keith
This book is fantastically written; clear and concise with very few words, yet it somehow makes sense and remains thorough. I have never found a book that conveys this quantity and quality of information so thoroughly in such a small number of pages. This book completes what I consider the holy trinity for the beginning graduate quauntum chemist: Atoms and Molecues by Weissbluth, Quantum Chemistry by Ira Levine, and Modern Quantum Chemistry: Introduction to Advanced Electronic Structure Theory by Szabo and Ostlund.

For the complete beginner, I recommend reading the first 8 or 9 chapters of Levine first, and taking time to digest them entirely. From there, a student can either finish Levine, read this book, or read Szabo and Ostlund. These three steps can be done in any order or all at the same time as I am doing now. This book brings Levine's book full circle in an elegant sort of a way, shortening concepts and summoning countless "aha" moments.

I have never felt quite as confident as I do now in my capacity to utterly comprehend quantum chemistry. Now I have found the missing link. These three books complement each other so well. Whenever I hit an obstacle in one book where I feel confused, I reference one of the other two books and pass through the obstacle as if through water, as if through air. Do not get overwhelmed if you are a complete beginner. There is a hump that you have to get over, but once you get over it, the process gets easier. The hump entails building a solid foundation upon which build further. The hump also entails being aware of the structure of the three books; how they are written, in what order specific concepts are presented, which formulas are most useful and where they are located, etc. For example, as you read the first chapter of this book, it is useful to have completely read and understood chapter 5 of Levine's book, because you can understand chapter 1 of this book much more quickly and you can go back and extract information from Levine quickly to help while reading this book.

I highly recommend this book as a member of the holy trilogy of quantum chemistry and I highly recommend using my algorithm of how to go about reading the holy trilogy.

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Written specifically for the one semester survey of economics course, Schiller’s Essentials of Economics is known for seeking the best possible answers to the basic questions of WHAT, HOW, and FOR WHOM to produce. As in earlier editions, the tenth edition strives to arouse interest in economic theories by illustrating them in the context of actual institutions, policy debates, and global developments. Built to provide interactive support for the introductory student, Connect� for the 10th edition features SmartBook�’s adaptive reading experience embedded with learning resources as well as guided examples featuring coauthor Karen Gebhardt, among other resources.

• Sales Rank: #42657 in Books
• Published on: 2016-03-22
• Original language: English
• Number of items: 1
• Dimensions: 10.75" h x 8.50" w x .75" l, .0 pounds
• Binding: Paperback
• 384 pages

About the Author
Bradley R. Schiller has over four decades of experience teaching introductory economics at American University, the University of California (Berkeley and Santa Cruz), the University of Maryland, and the University of Nevada (Reno). He has given guest lectures at more than 300 colleges ranging from Fresno, California, to Istanbul, Turkey. Dr. Schiller’s unique contribution to teaching is his ability to relate basic principles to current socioeconomic problems, institutions, and public policy decisions. This perspective is evident throughout Essentials of Economics. Dr. Schiller derives this policy focus from his extensive experience as a Washington consultant. He has been a consultant to most major federal agencies, many congressional committees, and political candidates. In addition, he has evaluated scores of government programs and helped design others. His studies of income inequality, poverty, discrimination, training programs, tax reform, pensions, welfare, Social Security, and lifetime wage patterns have appeared in both professional journals and popular media. Dr. Schiller is also a frequent commentator on economic policy for television, radio, and newspapers. Dr. Schiller received his PhD from Harvard and his BA degree, with great distinction, from the University of California (Berkeley). When not teaching, writing, or consulting, Professor Schiller is typically on a tennis court, schussing down a ski slope, or enjoying the crystal blue waters of Lake Tahoe.

Karen Gebhardt is a faculty member in the Department of Economics at Colorado State University (CSU). Dr. Gebhardt has a passion for teaching economics. She regularly instructs large introductory courses in macro and microeconomics, small honors sections of these core principles courses, and upper division courses in Public Finance, Microeconomics, and International Trade, as well as a graduate course in teaching methods. She is an early adopter of technology in the classroom and advocates strongly for it because she sees the difference it makes in student engagement and learning. Dr. Gebhardt has taught online consistently since 2005 and coordinates the online program within the Department of Economics at CSU. She also supervises and mentors the department’s graduate teaching assistants and adjunct instructors. Dr. Gebhardt was the recipient of the Water Pik Excellence in Education Award in 2006 and was awarded the CSU Best Teacher Award in 2015. Dr. Gebhardt’s research interests, publications, and presentations involve the economics of human–wildlife interaction, economics education, and the economics of gender in the United States economy. Before joining CSU, she worked as an Economist at the United States Department of Agriculture/Animal and Plant Health Inspection Service/Wildlife Services/National Wildlife Research Center conducting research on the interactions of humans and wildlife, such as the economic effects of vampire bat-transmitted rabies in Mexico; the potential economic damage from the introduction of invasive species to the Islands of Hawaii; bioeconomic modeling of the impacts of wildlife-transmitted disease; and others. In her free time, Dr. Gebhardt enjoys learning about new teaching methods that integrate technology, as well as rock climbing and camping in the Colorado Rockies and beyond.

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• Sales Rank: #5655629 in Books
• Published on: 2017-01-24
• Original language: English
• Dimensions: .0" h x .0" w x .0" l,
• Binding: Hardcover
• 784 pages

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• Sales Rank: #5023872 in Books
• Published on: 2013-03-01
• Original language: Spanish
• Number of items: 1
• Dimensions: 9.25" h x 5.75" w x .75" l, 1.00 pounds
• Binding: Paperback
• 304 pages

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Five Stars
By Nelda liranzo
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book 4 of the Horroland Series

• Sales Rank: #2705844 in Books
• Published on: 2008
• Number of items: 2
• Binding: Paperback

Features

• the mask is back, wear and scarem face your fears

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